Kelly Marsh has spent nearly three decades proving that the best loan officers don't just originate mortgages. They become trusted financial advisors. While much of the industry has focused on rates, products, and transactions, Kelly has built her reputation by helping clients understand how home financing fits into their broader financial picture, creating relationships that extend well beyond the closing table.

Sean Herrero doesn't fit the mold of a typical top producer. While most loan officers spend their first few years scrambling to find their footing, Sean was already in the top 1% of the industry by 2017, his first year as a mortgage advisor. By 2021, he was funding $220 million in annual production.